![[_assets/carlosluengo/assets/img/2026/january/finanzsim2026_01.png]] ## Overview FinanzSim is an interactive web-based financial management simulator designed for first-year business students. It functions as a sandbox where students can safely experiment with financial strategies, learn from their mistakes, and receive instant AI-generated feedback. ## Core Objectives The project aims to achieve five primary goals: 1. Connect theoretical knowledge with practical application through hands-on exploration 2. Build strategic thinking by demonstrating how business decisions interconnect across financial systems 3. Deliver personalized, real-time AI analysis after each simulation year 4. Make complex financial metrics (ROA, ROE, liquidity ratios) more accessible and understandable 5. Create a consequence-free learning environment encouraging experimentation ## How It Operates **Setup Phase:** - Students select simulation duration (1-12 years) - Companies begin with €100,000 in initial capital **Annual Decisions:** Students manage eight key variables annually: units sold, unit pricing, variable costs, fixed costs, new investments, loan financing, equity injections, and payment timing metrics. **Analysis Delivered:** The platform generates comprehensive financial statements, break-even analyses, key performance ratios, cash flow projections, and working capital cycle calculations after each year. **AI Enhancement:** An AI professor component provides performance commentary, risk identification, improvement suggestions, and benchmark comparisons. A final executive report includes NPV calculations and strategic recommendations. ## Technical Architecture **Frontend:** React 19, TypeScript, Recharts visualization, and Vite build tool **Backend & AI:** Cloudflare Workers for serverless computing, Cloudflare Pages for deployment, and Google Gemini API for financial analysis generation ## Background FinanzSim emerged as a collaborative research project with Spain's University of Alcalá Faculty of Economics, Business and Tourism, exploring how AI-enhanced simulations can improve financial literacy among university students. **Disclaimer:** The application is educational and non-commercial; AI-generated analyses are informational only and don't constitute professional financial advice. ## También te puede interesar - [[ai-education-observatory|Building a Global AI-in-Education Observatory with Manus]] - [[2025-04-19-can-ai-pass-spain-medical-exam|Can AI Pass Spain's Toughest Medical Exam?]]